HRA Exemption & In-Hand Salary Calculator
Income Tax Sec 10(13A) calculation, salary deductions, and Old vs New Tax Regime comparison.
1. Basic & HRA Details (Monthly)
Metro includes Delhi, Mumbai, Kolkata, and Chennai. Other cities fall under Non-Metro (40%).
2. Deductions, Allowances & Tax Components
Special Allowance / Other Earnings
Additional taxable allowances included in CTC.
₹1,800
₹200
₹1,250
Active ✓
Excluded
Excluded
Section 10(13A) ExemptionTax Free
Total Exempt HRA Amount (Monthly)
₹13,000
Yearly Exemption: ₹1,56,000
Taxable HRA Component (Monthly)
₹7,000
Yearly Taxable: ₹84,000
Estimated In-Hand Take Home Pay
₹84,250
After PF (₹1800) and PT (₹200) deductions.
Old vs New Tax Regime Taxable Income
Old Tax RegimeWith HRA & 80C
₹8,26,600
New Tax Regime₹75k Standard Ded.
₹9,60,000